Anonymous

London

IT

I agree with the Graham, the banks are the ones to blame. If they are issuing credit to people who they have not confirmed the identity of, then it is their fault.

If I lend money to someone I don't know is this identity theft?
No its stupidity.

The banks and organizations not checking who people are must be liable for the losses and sued for any hardship caused by their lack of controls (or stupidity perhaps). The idea that the end user is at fault is ridiculous.