Rob

UK

New Media Developer

I think Nick still has a relevant point, static security in an age of so many dynamic digital devices seems daft. I read of a bank (I think it was in Holland) where by they use your mobile to send you a 4 digit pin (via SMS). This means the code can be changed on a daily basis and the customer still has their own set of credentials for further verfication. These sort of systems appear to be more fool proof and robust than a static password.

It only takes some lazy individual in an organisation somewhere to issue the same password for all customers (Ed note, the article clearly states the customer provides the password) and then the static password system is useless. Circumvent humans in this case and let a computer issue a random 4 digit code.