David Barker

Aberdeen, Scotland

Student

At least Egg and LoydsTSB call to check out of the ordinary transactions. Bank of Scotland doesn't, and instead just freezes customers accounts until the customer can call during business hours to confirm the transactions were ligit. I found this out after buying a laptop then going for a pizza that evening - My card was denied at the pizza place and I had to have a friend come drop off cash so I could pay for it!
The bank said it was an anti-fraud measure and that it was in my best interest..